Q: Who would benefit from a public bank?


Taxpayers will benefit from both the profits the bank makes and the services the bank provides. Those services depend on the model the state or city chooses to follow, but possibilities include:

  • Affordable financing to municipalities for public projects.
  • Access to credit lines, loans, and other forms of finance to help local businesses succeed and grow.
  • Affordable loans for students to attend college.
  • Affordable loans on reasonable mortgage terms for home buyers.


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